Dhan Lakshmi Services Terms and Conditions
Please read these terms carefully before using our services. By accessing or using our services, you agree to comply with these terms.
1. Eligibility: By applying for a loan through Dhan Lakshmi Services, you confirm that you meet the eligibility criteria such as age, income, residency, and creditworthiness.
2. Loan Application: All information provided in your loan application must be accurate, complete, and truthful. Misrepresentation or false information may lead to rejection or legal action.
3. Interest Rates & Charges: Loan interest rates, fees, and charges are clearly mentioned in your loan agreement. These may vary based on loan type, tenure, and credit profile. All charges are disclosed upfront.
4. Approval & Disbursement: Loan approval is subject to verification of your information and documents. Disbursement is at the discretion of Dhan Lakshmi Loan Services and its financial partners.
5. Repayment: You agree to repay the loan as per the agreed schedule. Delays in repayment may attract interest, late fees, or affect your credit score. Early repayment options may be available as per policy.
6. Privacy & Security: All personal and financial information provided will be handled securely as per our Privacy Policy. We do not share your data with unauthorized third parties.
7. Limitation of Liability: Dhan Lakshmi Loan Services is not responsible for any loss or damages arising from incorrect information provided by the user or any delays caused by third-party partners.
8. Amendments: We reserve the right to update or amend these terms at any time. Updated terms will be posted on our website, and continued use of our services constitutes acceptance of the changes.
9. Governing Law: These terms are governed by the laws of India. Any disputes arising from the use of our services will be subject to the jurisdiction of courts in India.
10. Contact: For questions regarding these terms or any clarifications, please contact Dhan Lakshmi Loan Services at support@dhanhjoti.com or call +91- 9718966562.
By using our services, you confirm that you have read, understood, and agreed to these Terms and Conditions.
